Thursday, March 26, 2020There are many misconceptions about renters insurance. First, it’s important to understand that a renters insurance policy is designed to protect the tenant, not the landlord. Landlords have their own insurance to cover the physical apartment complex or home from damages, as well as liability. READ MORE >>
Tuesday, December 31, 2019Rental properties can be a little confusing when it comes to matters of property, rights, and ownership. With home insurance, the building and everything in it are typically owned by the same person. With rental property, you have at least two proprietors by default: The landlord and the tenant. READ MORE >>
Sunday, September 22, 2019You might have to buy a renters insurance policy before you can move into a rental home. This means you have to choose the policy limits that are not only required of you, but also are appropriate for your living needs. You also want to keep your policy affordable, and maximize the amount of money you can receive for a potential claim. READ MORE >>
Thursday, June 6, 2019When you prepare to rent a home, your landlord will likely require you to get renters insurance. The reason they often do so is because renters policies offer liability protection. It therefore protects the risks you pose to others by living in the home. READ MORE >>
Wednesday, December 5, 2018Here in north Texas, our winters can prove extremely unpredictable. Some days might prove mild and balmy. However, the weather might shift dramatically at any moment. Sudden cold fronts, freezing precipitation and high winds can develop suddenly and leave considerable damage. READ MORE >>
Monday, September 10, 2018You might not think there will come a time when you’ll need both renters and homeowners insurance. You will likely never need these policies on the same property, that’s true. However, times may arise when you need home coverage on one property and renters on another. READ MORE >>
Friday, June 8, 2018College students bring valuable items with them to school. They are, in a way, renting a space to live in. For those living off campus, having renters insurance is important. It can provide essential protections to you. Accidents can occur anywhere. For college students, there is an increased risk of damage related to thefts. READ MORE >>
Monday, March 12, 2018Spring is a time to throw open the shutters, break out the broom, and give your home a thorough cleaning. It’s also a time to repair and shore up any small problems you’ve noticed around the house this winter. But, if you don’t own your home, what’s your responsibility to clean up? READ MORE >>
Friday, October 20, 2017If you’re a first-time renter, the process may seem a little daunting at first. Maintaining a home isn’t easy, but even first-timers can do it. Nonetheless, rental maintenance requires many financial and legal responsibilities. As you prepare to rent, take a look at your financial and liability needs in the home. READ MORE >>
Friday, June 24, 2016Renting is a great way to find a nice place to live without all the responsibilities of homeownership. But even with less to worry about, it's still up to you to protect your belongings and provide a safe environment for guests and neighbors. One great way to do this is by purchasing renters insurance. READ MORE >>
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