Thursday, October 26, 2023Life insurance is a common benefit offered by employers. Many companies offer it as a way to help provide you with the coverage you need. Life insurance from employers may have important limits you should know about, though. If you have a policy, take a closer look at it. There are a few key things to focus on here. READ MORE >>
Friday, February 10, 2023When it comes to life insurance, people often consider it to be on a provider-only basis. In many cases, however, the provider of a household’s income isn’t the only provider. Stay-at-home parents need support, too, and life insurance serves such a purpose. Today, about 10. READ MORE >>
Monday, December 11, 2017Look at life insurance as an investment. Rather than as a cost of daily life, think about how it can work for you as a long-term investment. A variety of forms of life insurance exist. Some may offer financial benefit during your lifetime. However, in all cases, you need to think of it as a financial tool to support your family and your future. READ MORE >>
Friday, January 13, 2017Life insurance provides your beneficiaries a death benefit in the event of your passing. This means you can protect your family financially if you die. However, there are other serious situations that could jeopardize your family's financial security during your lifetime, particularly if they prevent you from working and bringing home an income. READ MORE >>
Tuesday, February 16, 2016There are many reasons why you might put off getting life insurance. Perhaps your employer will provide you with coverage at a later time in your work life with them. Perhaps you just don't feel there is a risk and you don't want to be burdened with the extra expenses of a policy. READ MORE >>
Tuesday, December 9, 2014You've always known about the harmful health effects of smoking and have decided to quit. Besides living longer, the cost of your health insurance premiums will also drop. This is because insurance companies know that nonsmokers are healthier and tend to make fewer insurance claims throughout their lives. READ MORE >>
Friday, December 5, 2014Did you know that over 95 percent of US households give money to charity each year? As part of a giving nation, you may be interested to know that your donations don't have to end with a check. In fact, you can use life insurance to give even more to a charity that holds a special place in your heart. READ MORE >>
Thursday, July 12, 2012During recent years we have enjoyed many breaks in the estate tax. In 2001, the Economic Growth and Tax Relief Reconciliation Act prompted the gradual increase in the estate tax exemption until the tax was completely repealed in 2010. READ MORE >>
Thursday, December 15, 2011Your employees look to you for many things. They expect that you will keep business running, paychecks flowing and their interests protected while they hold up their end of the bargain in working for you. One way that you can meet their expectations, even in the face of disaster, is by having the right insurance policies for your business. READ MORE >>
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